069 062 2321 
A Fresh Start When You Need It Most
When your debt has reached a point where restructuring is no longer viable, sequestration may be the best option to give you a true financial fresh start.
What Is Sequestration?
Sequestration is a legal process governed by the Insolvency Act in South Africa. It involves the voluntary surrender of your estate to a court, which then appoints a trustee to manage and sell your assets in order to pay off your creditors. Upon successful completion of the process, your remaining unpaid debts are legally written off, and you receive a rehabilitation order that restores your financial standing.
— We evaluate whether sequestration is the most appropriate solution for your situation, exploring all alternatives first.
We prepare all necessary legal documents and financial disclosures required by the court.
We submit the sequestration application on your behalf, representing your best interests throughout.
A trustee is appointed to manage your estate. We work alongside the trustee to ensure a fair and transparent process.
Once the process is complete, we assist you in applying for a rehabilitation order, which officially ends the sequestration and allows you to start rebuilding your financial life.
- Individuals with unmanageable debt that cannot be resolved through debt review or restructuring
- Those who have no realistic prospect of repaying their debts in full
- People whose debt is causing severe financial and emotional distress
- Your remaining debts are legally written off after the process
- You are protected from creditor harassment and legal action
- You can apply for rehabilitation (typically within 12–18 months)
- After rehabilitation, your credit record can begin to recover
- A genuine, legal fresh start
Please note: Sequestration does involve the surrender of certain assets. We will ensure you fully understand the implications before proceeding and explore every alternative available to you.
No matter where you are in your financial journey, Sekela Financial Service is here to help. Contact us today for a confidential, no-obligation consultation and let us help you find the best path forward.
Phone: 069 062 2321
Email: help@sekelafinancial.co.za
Address: Pretoria and Country Wide
